Like car theft, many cities and communities throughout the United States have seen an increase in home burglaries. If your home is ever burglarized, it is important to understand your home or renter’s insurance coverage. Home insurance can provide you with coverage for replacement if you have valuables stolen from your home. In insurance terms, this is known as personal

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When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft scenarios? The answer varies based

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If you’re a boat owner, you wait all year for boating season. Whether you take your boat out for a joy ride, take it out every weekend with friends or enjoy fishing trip, boats bring a lot of joy. If you are a new boat owner, you may be wondering what insurance coverage you may need for your boat. It’s

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Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental car reservation, every rental car

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Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage would be covered in the

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When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues do not occur overnight and

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You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand you most likely will need specific auto insurance coverage. State minimum requirements include two coverages: Bodily injury

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Prepping your home in the event you lose power or a natural disaster strikes – We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster struck today or if you

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