Vehicle Insurance
I’m Considered a High Risk Driver – What Can I do to Change That?
If you’re searching for a new auto insurance policy and the company or agent tells you you’re “high risk” what exactly does that mean and what can you do to improve that? While there is no real definition of what a high risk driver is, high risk drivers typically fall into one of the following categories: Too many speeding tickets
Do You Know What Determines Your Car Insurance Rate in California?
We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to be similar coverage? Insurance premiums are based off of many factors, all of which play a role in your total premium for your auto
5 Simple Tips to Avoid Your Having your Vehicle Stolen
According to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and violating experience that can sometimes be avoided by taking certain precautions. 5 Tips to Avoid Your Car from Being Stolen: At night time, always park
Do I Need to Keep My Insurance During The Off-Season?
It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative vehicles during the fall and
Life changes, so should your insurance policy.
Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One that surely will fit your
What to do If You’re Involved in a Hit & Run Accident in California
Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While hit and run accidents will happen to almost every driver, whether
Using Your Personal Vehicle for Deliveries? Read This.
Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need a commercial auto insurance policy for your vehicle. We all use our vehicles to get
8 Scenarios You’ll Wish You Had an Umbrella Insurance Policy
There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment to run to the store. When she returns, one of the children is badly injured and requires surgery. The child’s medical bills
5 Things to Consider Before you Switch Your Insurance
Switching your insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch. Tip #1: Compare Apples to Apples You’ve seen the commercials – “average savings of $500 a year for those who switched…” Absolutely you can save money. However, be sure that your new quote compares your current
Vehicle Recalls in Los Alamitos, CA – What To Do
Vehicle recalls are a common occurrence in the US as well as Los Alamitos, CA. Be sure you understand what the process is to protect yourself and your family. What do I do when my vehicle is recalled? Vehicles being recalled in the United States is a common problem; in fact, one that happens around the globe, not just here
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