Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One that surely will fit your
Unique Insurance Policies When it comes to the insurance world, you can pretty much insure anything. There are companies that insure things for the obvious insurance reasons of liability, but also some that take risks on things like how much snow will fall in the mountains for a ski resort. But, when it comes to making a living for celebrities,
The Top 5 Health Insurance Frequently Asked Questions Even with recent health care reform, there is no denying that health insurance is more expensive than ever. This remains true even in Orange County, where the number of uninsured citizens is well below the national average. Aside from its high cost, a general lack of knowledge and understanding of health
What to Look for When Shopping for Individual Health Insurance? If you live in Southern California and are looking for health insurance, you’re in luck. There a wide variety of reputable insurance agencies Southern California who will be able to provide you with quality care at an affordable price. Before you choose an insurance plan, though, there are a
What is the Difference Between HMO and PPO Health Insurance? Health insurance is important and necessary for everyone. Doctor and hospital bills can be expensive, so you need to search for the best health insurance plan that works for you. HMO and PPO are both possible plans to choose from, and each has its own advantages and disadvantages. HMO Medical
What is a Deductible in Health Insurance? Health insurance is something that most Americans have and use on a regular basis. Unlike most things that are used regularly, health insurance is one thing that can be very difficult to understand. Statements come in the mail and can seem like a foreign language. Payments may even be required, but does
What is Health Insurance? History of Medical Coverage Several hospitals in the United States allowed individuals to prepay for medical expenses during the 1920s. By the 1930s, an organization was developed named Blue Cross that still exists today. Eventually, groups of teachers organized plans to assist with medical expenses. However, members of these plans could only receive financial assistance