Accident
Auto Insurance Coverage If You Hit Wildlife & Damage Your Car
The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere and runs right in front of your vehicle. Your first reaction may be to slam on the brakes
How to Determine If You Need Comprehensive or Collision Coverage On Your Auto Policy
Whether you are searching for car insurance, shopping for a lower car insurance rate or just need a new plan, you’ve come to the right insurance agency. Our agents will shop to find the best insurance rate & coverage for your specific needs. Plus, we can search for many discounts, particularly if you are bundling multiple policies like an auto
How to Safely & Efficiently Enjoy Your Holiday Decor Around Your Home
The holiday season is here! No matter how you celebrate, you have likely added some holiday décor to your home. Lights, candles and festive plants add a wonderful, warm ambiance to areas of your home but take some extra steps to ensure that your décor pieces don’t wreak havoc on your holiday. Watch for dry needles. Whether it’s your Christmas
I Got Hit By Someone Who Doesn’t Have Insurance – Now What?
According to a recent study by the National Association of Insurance Commissioners, approximately one out of every 8 drivers in the United States are uninsured. That’s a staggering figure when you think about your chances of being struck by one. So, what can you do to protect yourself from an uninsured driver? The good news is there is a line
Rental Car Insurance, Do I Need It?
When you are on vacation renting a car, you will most likely be asked if you want to purchase insurance for the car. Sometimes purchasing that insurance policy is needed, but other times you may already be covered with your own auto insurance policy. Some individuals even have insurance benefits through their credit cards. Auto Insurance Do you need to
5 Habits to Master Every Time You Get Into Your Vehicle
According the National Highway Traffic Safety Association, 391,000 individuals were injured & 3,477 were killed from distracted driving in 2015. Insurance premiums have skyrocketed because of distracted driving and increases in traffic accidents. Distracted driving isn’t just talking on the phone or texting but can include reading articles or email, eating, brushing your hair, or any other way you’re trying
What To Do If You Get Into a Car Accident
Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While accidents will happen to almost every driver, whether their car is parked and unattended,
Do You Know What Determines Your Car Insurance Rate in California?
We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to be similar coverage? Insurance premiums are based off of many factors, all of which play a role in your total premium for your auto
Hosting a Special Event This Summer? Consider a Special Event Insurance Policy.
Planning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event perfect. The last thing you think about is having an insurance policy for your special event. A special events insurance policy acts
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