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Insurance Options for Leased or Financed Vehicles
You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand you most likely will need specific auto insurance coverage. State minimum requirements include two coverages: Bodily injury
Five Things You Should Always Have on Hand in Your Home & Car
Prepping your home in the event you lose power or a natural disaster strikes – We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster struck today or if you
New Year’s Eve Party Tips & Things to Consider in the New Year
Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. Watch how much alcohol you are serving your guests Not only should you be aware of
Lower Your Risk for Theft This Holiday Season
The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. Vehicle Break-ins: Nobody wants to have their vehicle broken into. Not only does it cause a major inconvenience, but it feels violating & you could
Rodent Damage & Preventative Steps to Take This Winter
As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats and other rodents move indoors this time of year to nest as well as look for more food sources that may be stored. It is your responsibility to protect your house from rodent damage as damages caused by
Home & Auto Insurance Have Increased & We Explain Why.
Insurance premiums are calculated based on how much it will cost to replace or repair your home or vehicle as well as your overall risk. Your overall risk is broken up by several factors that can impact your auto insurance such as your driving record, claim history, your age, credit score, zip code, the make and model of your car
Three Things to Consider for Halloween This Year
Halloween is a great holiday in many ways. Whether it is dressing up, decorating your home, watching a scary movie or simply enjoying some fun size candy, Halloween brings joy to all ages. Here are a few things to consider making the most out of your holiday. Be aware of tripping hazards around your home If your plan is to
It’s Fire Prevention Month – How to Lower Your Risk for a Home Fire
October is Fire Prevention Month. In this blog, we’ll talk about some of the most common ways a fire can start and we’ll provide you with some tips on how to prevent them from starting. Smoke Alarms The number one defense against fires is having a working smoke alarm, so it is crucial that you regularly check to make sure
Exercise Caution This Fall & Winter with Nighttime Driving
The joys of fall and winter include going to pumpkin patches, seeing family and friends for holidays, skiing, sitting by a warm fire, and more; however, these seasons also bring longer nights which means increased risk on the roads. Many drivers aren’t aware of the challenges of driving in the dark and with longer nighttime hours ahead, it is a
How to Prep Your Car for Fall and Winter Seasons
With summer coming to an end and cooler weather beginning to approach, now is a great time to get ahead and get your vehicle ready for fall and winter. Fall might seem early to get your car ready, but this season can produce hazardous weather that can make driving dangerous for those who are not prepared. Depending on where you
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