6
May

Answers to Your Rock Chip Claims

Do Rock Chip Claims Impact My Insurance Rates? Our Insurance Agency Weighs In. We’ve all seen the tents around claiming, “Free rock chip repair!” but clearly there is a hidden cost somewhere. Sure, the insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a

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23
Apr

Hiring a contractor from Craigslist in Los Alamitos, CA? Read this.

Hiring a Contractor or Other Labor Off of Craigslist? Be Sure to Do Your Homework – Avoid an Insurance Nightmare So, you’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling out to multiple companies to get the best quotes to have the job completed.

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9
Apr

How to Protect Yourself from a Dog Bite Claim

Mills Insurance Services explains how to protect yourself from a dog bite claim in Los Alamitos, CA. According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance

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27
Mar

Escape A Homeowner’s Claim By Knowing How To Prevent Water Damage In Your Home.

4 Common Places to Check for Water Damage BEFORE it Happens Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims and the average cost of these claims in 2014 was over $9,000.  Water damage can be avoided but knowing what signs to look for is important. Common

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12
Mar

Vehicle Recalls in Los Alamitos, CA – What To Do

Vehicle recalls are a common occurrence in the US as well as Los Alamitos, CA. Be sure you understand what the process is to protect yourself and your family. What do I do when my vehicle is recalled? Vehicles being recalled in the United States is a common problem; in fact, one that happens around the globe, not just here

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25
Feb

How to Keep and Maintain a Fire Extinguisher in your Home

Keep and Maintain your Fire Extinguisher in your Home in Case of Emergency! Your home is much more than the place that you live or where you sleep. It is where you create memories, raise a family and have family and friends over to visit. Keeping everyone safe while they’re there should be a first priority. But, when was the

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25
Feb

Proper Use of Space Heaters in Los Alamitos Can Eliminate a Homeowners Insurance Claim

Prevent a Costly Fire in your Home by Following Proper Space Heater Safety Space heaters are undeniably a convenient and efficient way to heat some spaces including garages, bedrooms and workspaces like shops or offices areas. But, an often overlooked fact with space heaters is the dangers that they may catch nearby items on fire. The U.S. Consumer Product Safety

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2
Jan

Holiday Toy Drive 2014

Happy New Year From Mills Insurance. We sincerely hope that you had a wonderful holiday and all the best this coming year. We are excited to share about how we ended our year at Mills Insurance.  We held a toy drive in both of our offices during the month of December. With your help, we were able to deliver a

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20
Dec

Auto Insurance IQ

Auto Insurance IQ   Auto insurance is pleasantly demystified with these five “gotcha” questions about various aspects of coverage. Though applicable nationwide, the lessons here should hold particular weight for California drivers, being more numerous than drivers in other states. What does “Underinsured Motorist Bodily Injury” protection cover? Underinsured Motorist Bodily Injury (UMBI) coverage kicks in if other party is

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19
Dec

Home Insurance IQ

Home Insurance IQ   How well do you know home insurance, and the importance of being covered? Here are five quick questions and answers that will give you an idea of how crucial your home insurance policy can be.