16
Jan

How to Dispose Batteries, Paint and Light Bulbs from Your Home

Whether you’re purchasing a new home or have lived in the same house for years, chances are there is old paint and other household items that require special disposal in your crawlspace or garage. Batteries:  The average American household goes through over a dozen standard batteries a year. There are several types of batteries. Alkaline batteries come in sizes like

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29
Nov

Do I Need to Keep My Insurance During The Off-Season?

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative vehicles during the fall and

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15
Nov

Tired of Junk Mail? Follow these Five Simple Tips

If you’re like most people, you really don’t like getting junk mail delivered to your home. Not only is it wasteful to you, but the companies paying for the marketing don’t want the wasted funds for print and distribution either. If you’d like to be removed from mailings to your home or business, follow these easy steps! Junk mail: Visit

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27
Oct

How to Avoid a Spooky Halloween Insurance Claim

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to ensure your holiday is fun

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13
Oct

Life changes, so should your insurance policy.

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One that surely will fit your

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26
Sep

Named Perils vs. Open Perils Policies for your Home Insurance. What’s the difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake coverages if you live in an area prone to these events. Your standard homeowner policy

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12
Sep

What to do If You’re Involved in a Hit & Run Accident in California

Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While hit and run accidents will happen to almost every driver, whether

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23
Aug

Using Your Personal Vehicle for Deliveries? Read This.

Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need a commercial auto insurance policy for your vehicle. We all use our vehicles to get

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11
Aug

8 Scenarios You’ll Wish You Had an Umbrella Insurance Policy

There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment to run to the store. When she returns, one of the children is badly injured and requires surgery. The child’s medical bills

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28
Jul

Wildfires in California – How to Protect your Property

Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses, human caused fires can drastically decrease with the proper education. Use these simple steps. Equipment or toys can spark a wildfire Lawn

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