What Should Be Included in Basic Home Insurance Coverage? What is not included? If you own a home, you more than likely have home insurance. Most basic house insurance policies cover certain “named perils,” while excluding other items. A “named peril” in your home insurance policy means a situation that might cause damage to your house that is specifically named
What is comprehensive and collision coverage? If you are in the market for car insurance, you need to know the difference between comprehensive and collision coverage. They are fairly simple to understand, yet are often confused with one another. Maintaining insurance for cars is important in order to protect you in case of an accident, rollover, or an act
What Does Uninsured Motorist Cover and its Benefits When you are building your motorcycle insurance policy, it is important to build a policy that will cover you in various situations. If you are hit by an uninsured motorist, do you know if your motorcycle insurance policy will cover your medical bills? If you do not currently have uninsured motorist
What is Liability Insurance? When it comes to preparing yourself financially, protecting your current status is important. No matter how hard you work, something could go wrong that puts your wealth in jeopardy. Luckily, liability insurance is available to help you in this area. What exactly is liability insurance and how can it help protect you?
Understanding Your Homeowner Insurance Policy Before you buy homeowners insurance, you need to take time to understand all of the different types of insurance that exist. Home insurance comes in 7 different forms and each of these forms are designed to provide a different level of protection for a different type of property. While there are several different types of
How Much Is Home Insurance? Regardless of whether you own a house or a condominium, home insurance is required on all types and lengths of mortgages. While every insurance policy differs in what they cover, the basics are generally the same. Every insurance policy requires that the insurer covers damage to both the exterior and interior of the house,
Home Insurance Benefits You Should Know About If your home is paid off, it may be very tempting to cancel your homeowners insurance. After all, you no longer have your lender on your back verifying that your coverage is active. While home insurance is not required when you own your home free and clear, the benefits of carrying home insurance
Main Types Of Auto Insurance When it comes to purchasing auto insurance, you must know what all of your options are in order to make sure that you are making the right decision for your personal situation. The main two types of auto insurance are liability insurance and full coverage insurance.
What is a Deductible in Health Insurance? Health insurance is something that most Americans have and use on a regular basis. Unlike most things that are used regularly, health insurance is one thing that can be very difficult to understand. Statements come in the mail and can seem like a foreign language. Payments may even be required, but does
A Look at Life Insurance Benefits Life insurance is a contractual agreement between an insurance company and a policyholder. A certain amount of money is paid to the policyholder after his or her death. A serious illness can also prompt a payment. The policyholder pays a lump sum or a monthly premium. There is no worry about suffering from