14
Jan

Why You Should Buy Insurance Through an Agent vs. Online Yourself

There are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by going through a local insurance

Read more

27
Dec

What Holiday Gifts Should I Insure?

The season of giving (and receiving!) is such a joyous time. Not only do families typically make the most effort to get together, but it is a time to enjoy some holiday cheer with some gift exchanges and great food and drinks. If you’re lucky enough to be the recipient of an expensive gift this holiday season, you may wonder

Read more

13
Dec

Benefits of Bundling Your Insurance Policies

“Bundle your home and auto & save!” “Save by bundling your insurance policies together!” We seem to be inundated with commercials and advertisements telling us to bundle our insurance policies together. What is the reason behind this and is this really a better option for your insurance? Benefits of Bundling Discounts Some of the benefits associated with bundling your insurance

Read more

22
Nov

Everything You Need to Know About SR22 Insurance

At some point, it is possible that you may need to have SR22 Insurance. SR22 Insurance is actually not insurance at all, but a certificate that proves you carry insurance and meet your states liability requirements. The reasons why you may have to carry a SR22 vary and can include: Driving Under the Influence of Alcohol or Drugs Too Many

Read more

14
Nov

Auto Insurance Coverage If You Hit Wildlife & Damage Your Car

The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere and runs right in front of your vehicle. Your first reaction may be to slam on the brakes

Read more

23
Sep

How to Prevent Carbon Monoxide Poisoning in Your Home

We all know the importance of having a smoke detector in our home, but what about a carbon monoxide detector? Carbon monoxide is a colorless, odorless gas that can be lethal. Carbon monoxide can build up in your home whenever you burn fuel from a stove, grill, furnace, fire place or from your vehicles in the garage. Obviously, we need

Read more

6
Sep

Do I need a separate trailer insurance policy when pulling it with my car?

In order for you to be best protected, it is always recommended that you carry a separate trailer insurance policy. Because of the countless situations that may occur with a trailer, it is not entirely possible to say that your auto insurance policy will provide liability protection if your trailer causes damages or personal injury. Common Trailer Types Include: Conventional

Read more

23
Aug

Your Renters Insurance Questions Answered

Renters insurance is a great thing to have if you’re not a homeowner. We’ll answer the top questions we get about renters insurance below. How Much Is Renters Insurance Per Month? The cost of renters insurance can vary depending on what your coverage limits are and what you want covered. It can also vary because of your credit score or

Read more

15
Aug

If My Car Needs Mechanical Repairs, Does My Car Insurance Cover It?

The cost of repairing or replacing a transmission or engine in a car can be daunting. Many people wonder what exactly is covered by an auto insurance policy. Does an auto insurance policy cover things like transmission repairs, tires, faulty wiring or worn suspension parts? In short, no, an auto insurance policy will not pay to repair wear and tear

Read more

22
Jul

What Is The Best Way to Protect My Assets?

What Is The Best Way to Protect My Assets? You’ve worked hard for your assets. Whether it’s purchasing your home, an investment property or vehicle or saving for retirement, it has taken years and years of consistent hard work to build what you have. Did you also know that your future income can be considered an asset too? So, how

Read more