Home Insurance

4
Oct

What Happens Next After You File a Home Insurance Claim?

What Happens Next After You File a Home Insurance Claim   Some people are extremely apprehensive when it comes to filing a basic home insurance claim on their policy for home insurance. This is because filing a claim can raise your monthly premiums, and you might find out that your property is included on a database that insurance companies keep

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6
Aug

Do You Need Additional Home Insurance Coverage?

Do You Need Additional Home Insurance Coverage?   While most lenders that offer mortgages to private individuals usually require that their borrowers purchase home insurance for their property from an insurance company, very few people understand exactly what their home insurance will cover in the event of an emergency, natural disaster, or accident. If something ever happens, however, it will

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13
May

What Should Be Included in Basic Home Insurance Coverage? What is not included?

What Should Be Included in Basic Home Insurance Coverage? What is not included? If you own a home, you more than likely have home insurance. Most basic house insurance policies cover certain “named perils,” while excluding other items. A “named peril” in your home insurance policy means a situation that might cause damage to your house that is specifically named

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8
Apr

What is Liability Insurance?

What is Liability Insurance? When it comes to preparing yourself financially, protecting your current status is important. No matter how hard you work, something could go wrong that puts your wealth in jeopardy. Luckily, liability insurance is available to help you in this area. What exactly is liability insurance and how can it help protect you?

8
Apr

Understanding Your Homeowner Insurance Policy

Understanding Your Homeowner Insurance Policy Before you buy homeowners insurance, you need to take time to understand all of the different types of insurance that exist. Home insurance comes in 7 different forms and each of these forms are designed to provide a different level of protection for a different type of property. While there are several different types of

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28
Mar

How Much Is Home Insurance?

How Much Is Home Insurance? Regardless of whether you own a house or a condominium, home insurance is required on all types and lengths of mortgages.   While every insurance policy differs in what they cover, the basics are generally the same. Every insurance policy requires that the insurer covers damage to both the exterior and interior of the house,

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28
Mar

Home Insurance Benefits You Should Know About

Home Insurance Benefits You Should Know About If your home is paid off, it may be very tempting to cancel your homeowners insurance. After all, you no longer have your lender on your back verifying that your coverage is active. While home insurance is not required when you own your home free and clear, the benefits of carrying home insurance

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28
Mar

Do You Need Home Insurance?

Do You Need Home Insurance?   You may wonder why do you need home insurance if you have a mortgage. The lending institution requires borrowers to carry an insurance policy to protect the bank’s interest in the collateral of the loan, which is the home. The bank is listed as the interested party on the insurance policy, and in the

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