4 Common Places to Check for Water Damage BEFORE it Happens Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims and the average cost of these claims in 2014 was over $9,000. Water damage can be avoided but knowing what signs to look for is important. Common
Keep and Maintain your Fire Extinguisher in your Home in Case of Emergency! Your home is much more than the place that you live or where you sleep. It is where you create memories, raise a family and have family and friends over to visit. Keeping everyone safe while they’re there should be a first priority. But, when was the
Prevent a Costly Fire in your Home by Following Proper Space Heater Safety Space heaters are undeniably a convenient and efficient way to heat some spaces including garages, bedrooms and workspaces like shops or offices areas. But, an often overlooked fact with space heaters is the dangers that they may catch nearby items on fire. The U.S. Consumer Product Safety
Home Insurance IQ How well do you know home insurance, and the importance of being covered? Here are five quick questions and answers that will give you an idea of how crucial your home insurance policy can be.
Keeping your Home Safe During the Holidays The holiday season is the perfect time to deck your home with holiday decor, but with the joy that this decor brings also comes hazards. The traditions that come with the holidays and the dropping temperatures can lead to fire hazards, vandalism, and even burglaries if you are not prepared. By taking
The Top 5 Home Insurance Frequently Asked Questions For many homeowners, there are several insurance questions that are often looming to ensure that security is in place for the home’s protection. Between the costs to the coverage, there are several factors of home insurance that are important for homeowners to have answered.
What Happens Next After You File a Home Insurance Claim Some people are extremely apprehensive when it comes to filing a basic home insurance claim on their policy for home insurance. This is because filing a claim can raise your monthly premiums, and you might find out that your property is included on a database that insurance companies keep
Do You Need Additional Home Insurance Coverage? While most lenders that offer mortgages to private individuals usually require that their borrowers purchase home insurance for their property from an insurance company, very few people understand exactly what their home insurance will cover in the event of an emergency, natural disaster, or accident. If something ever happens, however, it will
What Should Be Included in Basic Home Insurance Coverage? What is not included? If you own a home, you more than likely have home insurance. Most basic house insurance policies cover certain “named perils,” while excluding other items. A “named peril” in your home insurance policy means a situation that might cause damage to your house that is specifically named
What is Liability Insurance? When it comes to preparing yourself financially, protecting your current status is important. No matter how hard you work, something could go wrong that puts your wealth in jeopardy. Luckily, liability insurance is available to help you in this area. What exactly is liability insurance and how can it help protect you?