Home Insurance

27
Oct

How to Avoid a Spooky Halloween Insurance Claim

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to ensure your holiday is fun

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13
Oct

Life changes, so should your insurance policy.

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One that surely will fit your

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26
Sep

Named Perils vs. Open Perils Policies for your Home Insurance. What’s the difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake coverages if you live in an area prone to these events. Your standard homeowner policy

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28
Jul

Wildfires in California – How to Protect your Property

Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses, human caused fires can drastically decrease with the proper education. Use these simple steps. Equipment or toys can spark a wildfire Lawn

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30
Jun

Firework Safety in California

Many of us celebrate Independence Day by getting together with family and friends or barbecuing hot dogs and hamburgers. Others like to celebrate with fireworks. While fireworks can be exciting and provide great entertainment, they also come with the risk of injuries. Six Simple Safety Tips If a firework didn’t ignite fully, don’t try to re-light it or pick it

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12
May

Inspect Your Roof for Damage – Check these 6 Spots

We all know that owning a home is an expensive investment. Unfortunately, you can’t just move in and let it set. Homes require constant maintenance to ensure you don’t get costly damage. We suggest doing a yearly home inspection. Most people will never venture up onto their roof to see what is going on up there.  A homes roof takes

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28
Apr

Key Things to Consider to Lower Your Energy Bill

Everyone loves to save money especially if it’s done with a few easy steps. Electricity bills can add up quickly in your home, but by making a few small changes can lower those bills and save money for other things in your monthly budget. Easy To Do Steps to Lower Your Electricity Bill Home Heating Heating your home uses the

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15
Apr

Planning Your California Garden this Spring

Spring season can bring so much joy to garden lovers. Growing your own garden saves money on groceries each week, plus can give you the personal satisfaction of growing your own food. It’s fun when you can involve your kids and teach them a few of your favorite tricks! Many people feel like their garden vegetables taste better. Whether you’re

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29
Mar

5 Things to Consider Before you Switch Your Insurance

Switching your insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch. Tip #1: Compare Apples to Apples You’ve seen the commercials – “average savings of $500 a year for those who switched…” Absolutely you can save money. However, be sure that your new quote compares your current

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18
Mar

What Happens if My Tree Falls Onto My Neighbor’s House?

Neighbors are great! You can count on them to keep an eye on your place while you’re away, let out a furry friend or even borrow some last minute ingredients! Shoot, some of your neighbors are probably some of your closest friends. But having neighbors can sometimes cause some uncomfortable exchanges. With winter here and spring on the way, often

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