Every time you rent a moving truck, you are faced with the question, “do you want to buy insurance?” The answer to needing insurance or not really depends solely on the size of the vehicle (in addition to what coverage you currently carry, of course) as well as whether or not it is even a vehicle. The coverage that the
Tornadoes, Hurricanes and Wind –Does my Insurance Cover this? Every state in our country can have a tornado, hurricane or suffer from a severe windstorm, so understanding that your home is protected with the right insurance to cover this type of loss is critical. Browse your policy or call your agent before an event is forecast because once a storm
Protecting your Home from Rodents and Rodent Damage You’ve spent a lot of time making your house perfect and keeping it clean. Don’t let a rodent destroy the inner workings of your home! A single rat can destroy insulation, chew through wires, weaken floor joists and even chew through brick! Not to mention they carry disease and leave droppings wherever
Beware of the Uninsured Motorists! Uninsured drivers are a huge problem across the United States. Each year billions are paid out in uninsured motorists claims. Even though uninsured motorists have steadily declined over the past decade, some states still have one in four drivers driving without insurance. You can protect yourself with an insurance coverage called uninsured motorist coverage. Uninsured
Do Rock Chip Claims Impact My Insurance Rates? Our Insurance Agency Weighs In. We’ve all seen the tents around claiming, “Free rock chip repair!” but clearly there is a hidden cost somewhere. Sure, the insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a
Hiring a Contractor or Other Labor Off of Craigslist? Be Sure to Do Your Homework – Avoid an Insurance Nightmare So, you’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling out to multiple companies to get the best quotes to have the job completed.
Mills Insurance Services explains how to protect yourself from a dog bite claim in Los Alamitos, CA. According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance
4 Common Places to Check for Water Damage BEFORE it Happens Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims and the average cost of these claims in 2014 was over $9,000. Water damage can be avoided but knowing what signs to look for is important. Common