claims

5
Mar

A Checklist to Complete If You’re Leaving Your Home for Vacation

Whether you are a snow bird who flocks to warm weather in the winter or you’re taking a vacation, you should always protect your home while you’re away. The last thing you want to hear while vacationing is that a pipe burst or your home was burglarized. Follow these simple steps to ensure your home is safe while you’re away.

Read more

7
Feb

Which one is best for your homeowner’s policy: actual cash value or replacement cost value?

Insurance policies are full of language and terms that may not be clear right off the bat. Many terms are specific to the industry and to the specific type of insurance that is being purchased. Having a local insurance agent for all of your insurance coverage allows you to chat about all the details with your agent so you completely

Read more

21
Nov

This One Quick Tip Can Get You Your Stolen Bicycle Back

According to the National Bike Registry, 1.5 million bicycles are stolen each year. With college campuses being the biggest source of bicycle theft, it would be great if there was a way to protect your investment that was quick and easy. The good news is that more than 48% of bicycles that are stolen are recovered, but of those, only

Read more

29
Sep

Protecting Your California Home from Floods with Flood Insurance

According to FEMA, flood claims occurred in every state in our country in 2016 with the average claim cost in excess of $31,000. Just because your property doesn’t sit next to a stream, river or other body of water doesn’t mean you won’t be impacted. Heavy rains can overwhelm drainage systems, run-off from hillsides can seep into your basements and

Read more

7
Jun

Do You Know What Determines Your Car Insurance Rate in California?

We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to be similar coverage? Insurance premiums are based off of many factors, all of which play a role in your total premium for your auto

Read more

22
May

Hosting a Special Event This Summer? Consider a Special Event Insurance Policy.

Planning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event perfect. The last thing you think about is having an insurance policy for your special event. A special events insurance policy acts

Read more

26
Apr

Understanding Auto Insurance Premium Increases

Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While Mills Insurance Services represents many of the top insurance companies in the country and we can quote you with several companies, the trend for premiums is up. There are many reasons why this is happening and it is important for you to understand.

Read more

11
Apr

5 Simple Tips to Avoid Your Having your Vehicle Stolen

According to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and violating experience that can sometimes be avoided by taking certain precautions. 5 Tips to Avoid Your Car from Being Stolen: At night time, always park

Read more

8
Mar

Keep an Eye on your Minor Child – You’re Liable for Their Actions

Our children quickly become the most important parts of our lives and our dreams suddenly become the dreams of our children. As we look at our own childhoods, we see the seemingly endless shenanigans we caused and while most of these things were harmless, they could be looked at now as liability concerns or outright against the law. In nearly

Read more

22
Feb

Do you Own a Home Safe? Keep These Items in it.

If you don’t own a home safe, it might be time to make the purchase. Not only can they help with theft of valuables or family heirlooms, but they can also protect special documents. A home safe is priceless when the unexpected occurs. Documents and valuables can be kept out of harm should you ever experience a home fire or

Read more