claims

21
Nov

This One Quick Tip Can Get You Your Stolen Bicycle Back

According to the National Bike Registry, 1.5 million bicycles are stolen each year. With college campuses being the biggest source of bicycle theft, it would be great if there was a way to protect your investment that was quick and easy. The good news is that more than 48% of bicycles that are stolen are recovered, but of those, only

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29
Sep

Protecting Your California Home from Floods with Flood Insurance

According to FEMA, flood claims occurred in every state in our country in 2016 with the average claim cost in excess of $31,000. Just because your property doesn’t sit next to a stream, river or other body of water doesn’t mean you won’t be impacted. Heavy rains can overwhelm drainage systems, run-off from hillsides can seep into your basements and

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7
Jun

Do You Know What Determines Your Car Insurance Rate in California?

We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to be similar coverage? Insurance premiums are based off of many factors, all of which play a role in your total premium for your auto

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22
May

Hosting a Special Event This Summer? Consider a Special Event Insurance Policy.

Planning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event perfect. The last thing you think about is having an insurance policy for your special event. A special events insurance policy acts

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26
Apr

Understanding Auto Insurance Premium Increases

Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While Mills Insurance Services represents many of the top insurance companies in the country and we can quote you with several companies, the trend for premiums is up. There are many reasons why this is happening and it is important for you to understand.

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11
Apr

5 Simple Tips to Avoid Your Having your Vehicle Stolen

According to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and violating experience that can sometimes be avoided by taking certain precautions. 5 Tips to Avoid Your Car from Being Stolen: At night time, always park

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8
Mar

Keep an Eye on your Minor Child – You’re Liable for Their Actions

Our children quickly become the most important parts of our lives and our dreams suddenly become the dreams of our children. As we look at our own childhoods, we see the seemingly endless shenanigans we caused and while most of these things were harmless, they could be looked at now as liability concerns or outright against the law. In nearly

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22
Feb

Do you Own a Home Safe? Keep These Items in it.

If you don’t own a home safe, it might be time to make the purchase. Not only can they help with theft of valuables or family heirlooms, but they can also protect special documents. A home safe is priceless when the unexpected occurs. Documents and valuables can be kept out of harm should you ever experience a home fire or

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13
Oct

Life changes, so should your insurance policy.

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agent is that they represent multiple insurance companies. One that surely will fit your

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26
Sep

Named Perils vs. Open Perils Policies for your Home Insurance. What’s the difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake coverages if you live in an area prone to these events. Your standard homeowner policy

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