Blog

26
Jan

My Child Is Delivering Food With Their Car. Do We Need to Share This With Our Insurance Agent?

It is great that your child has a job and is earning their own money. The modern world of convenience is offering us many new ways to get food and almost instant retail deliveries, but what you should know is that your standard auto insurance policy likely does not cover you for delivery type services. Regardless of what you deliver,

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24
Jan

5 Telltale Signs It May Be Time For New Tires

When it comes to vehicle safety, few things are as important as your tires and you should regularly inspect them to ensure they’re in good shape before taking your car out on the road. Tire safety is much more than just tire pressure. Familiarize yourself with these 5 signs that your tires may need to be replaced. They’re Bald –

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28
Dec

What Exactly Is Full Coverage Auto Insurance?

Full coverage has different meanings to different people. When most people refer to full coverage they’re referring to a mix of insurance coverages to protect their vehicle.  That being said, there is no such thing as “full coverage” just a combination of coverage options that will protect your vehicle as well as others on the road. Let’s look at this

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14
Dec

How to Safely & Efficiently Enjoy Your Holiday Decor Around Your Home

The holiday season is here! No matter how you celebrate, you have likely added some holiday décor to your home. Lights, candles and festive plants add a wonderful, warm ambiance to areas of your home but take some extra steps to ensure that your décor pieces don’t wreak havoc on your holiday. Watch for dry needles. Whether it’s your Christmas

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30
Nov

Should I Have an Umbrella Insurance Policy?

Anyone who wishes to protect themselves from major claims or lawsuits, or would like to protect their assets or earnings would benefit from an umbrella insurance policy. Insuring your future is what an umbrella insurance policy can help with by safeguarding your future earnings, your home or cash savings. When Would I Use My Umbrella Insurance Policy? A personal umbrella

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23
Oct

I Got Hit By Someone Who Doesn’t Have Insurance – Now What?

According to a recent study by the National Association of Insurance Commissioners, approximately one out of every 8 drivers in the United States are uninsured. That’s a staggering figure when you think about your chances of being struck by one.  So, what can you do to protect yourself from an uninsured driver? The good news is there is a line

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11
Oct

Five Things To Do For Fall Maintenance For Your Home

With winter season approaching, now is the time to do a few simple tasks around your home. Not only can this prevent damage from occurring, but it can help keep your home exterior clean. Instead of giving you a long laundry list of things to check off, we go over the five most important. Is My Home Safe? This is

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26
Sep

September Represents National Preparedness Month

Are you prepared for a disaster? Recent articles online, in the newspaper and commercials on televisions remind us that disasters are just a moment away. It is easy to think that’s a good reminder, yet fail to act on our preparedness. The fact is: disasters happen. It’s best to learn the skills & be prepared. Ready.gov does a great job

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12
Sep

I’m Considered a High Risk Driver – What Can I do to Change That?

If you’re searching for a new auto insurance policy and the company or agent tells you you’re “high risk” what exactly does that mean and what can you do to improve that? While there is no real definition of what a high risk driver is, high risk drivers typically fall into one of the following categories: Too many speeding tickets

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20
Aug

A Rodent Made a Nest In My Car and Caused Damage – Is it Covered?

As cooler weather approaches at night or you park your car outside during the winter months, chances are that sooner or later a rodent will find its way inside of your warm vehicle. Rodents like rats, mice and even squirrels can make their way up inside of your engine compartment to stay warm. After all, it is toasty and warm

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