23
Oct

I Got Hit By Someone Who Doesn’t Have Insurance – Now What?

According to a recent study by the National Association of Insurance Commissioners, approximately one out of every 8 drivers in the United States are uninsured. That’s a staggering figure when you think about your chances of being struck by one.  So, what can you do to protect yourself from an uninsured driver? The good news is there is a line

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7
Aug

Rental Car Insurance, Do I Need It?

When you are on vacation renting a car, you will most likely be asked if you want to purchase insurance for the car. Sometimes purchasing that insurance policy is needed, but other times you may already be covered with your own auto insurance policy. Some individuals even have insurance benefits through their credit cards. Auto Insurance Do you need to

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26
Jul

15 Items to Pack On Your Road Trip

Summer time is a great time to go on a road trip! Whether you are exploring a National Park, traveling through a state or going across the country, being on the road is memorable. Road trips are fun, but you want to be sure you are prepared for any unfortunate bumps in the road that can occur. It can be

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10
Jul

6 Benefits of Working with a Local Insurance Agency

A local insurance agent listens to your needs then finds a customized insurance policy that fits those needs. When looking for insurance, consider your local, independent insurance agents in Los Alamitos, CA. We do more than just provide you with a great insurance policy. Because we live in a “need it now” society, instant quotes for auto insurance, home insurance

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28
Jun

Swimming Pool Liability

Having a swimming pool on your property is a luxury and takes a lot of maintenance, but oh is it worth it on a hot summer day! If you have kids, the swimming pool seems to be their favorite hangout place with their friends. While owing a swimming pool can be a fun experience if you’re willing to maintain it,

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28
May

5 Habits to Master Every Time You Get Into Your Vehicle

According the National Highway Traffic Safety Association, 391,000 individuals were injured & 3,477 were killed from distracted driving in 2015. Insurance premiums have skyrocketed because of distracted driving and increases in traffic accidents.  Distracted driving isn’t just talking on the phone or texting but can include reading articles or email, eating, brushing your hair, or any other way you’re trying

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3
May

What Does Renters Insurance Cover and Is My Roommate Included?

As a local insurance agency, we are here to help with all your insurance questions.  When it comes to renters insurance, many people assume that since they are renting an apartment, home or condo, they are fully covered by their landlord if anything unfortunate occurs. Your landlord’s insurance policy should cover any damage to the property itself but, it will

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12
Apr

What To Do If You Get Into a Car Accident

Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While accidents will happen to almost every driver, whether their car is parked and unattended,

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21
Mar

5 Things to Keep in Mind for Spring Cleaning Your Home

Cleaning a home deeply should be done once a year and spring is a great time to dig in and actually do it! Instead of focusing on a long list of things to accomplish, we’d thought we’d share five things to keep in mind when it comes to spring cleaning your home. Keep it, Store It or Donate It This

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7
Feb

Which one is best for your homeowner’s policy: actual cash value or replacement cost value?

Insurance policies are full of language and terms that may not be clear right off the bat. Many terms are specific to the industry and to the specific type of insurance that is being purchased. Having a local insurance agent for all of your insurance coverage allows you to chat about all the details with your agent so you completely

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