Do You Need Additional Home Insurance Coverage? While most lenders that offer mortgages to private individuals usually require that their borrowers purchase home insurance for their property from an insurance company, very few people understand exactly what their home insurance will cover in the event of an emergency, natural disaster, or accident. If something ever happens, however, it will
Car Rental Insurances: What Are the Options and Do You Need Them? Anyone renting an automobile is familiar with offers of car insurance to cover various losses that may occur during the car rental period. The insurance coverage is charged on a per day basis through the rental period. Optional coverage can range from $3.00 to $4.00 per day,
What is Boat and Recreational Vehicles Insurance Coverage? Boat and recreational vehicle insurance is a critical type of coverage for anyone who owns a personal watercraft, motorcycle, or ATV. While these policies are usually not required by law, they are very important to protect the large investment that many people make into these types of vehicles.
What to Look for When Shopping for Individual Health Insurance? If you live in Southern California and are looking for health insurance, you’re in luck. There a wide variety of reputable insurance agencies Southern California who will be able to provide you with quality care at an affordable price. Before you choose an insurance plan, though, there are a
Ten Reasons Why You Need Life Insurance Many people put off buying life insurance for many reasons. A few of the main reasons include the mentality that it’s too soon in life to purchase insurance or the mentality where a person assumes that they aren’t going to die any time soon. Insurance can have a huge impact on what happens
What is the Difference Between HMO and PPO Health Insurance? Health insurance is important and necessary for everyone. Doctor and hospital bills can be expensive, so you need to search for the best health insurance plan that works for you. HMO and PPO are both possible plans to choose from, and each has its own advantages and disadvantages. HMO Medical
What Should Be Included in Basic Home Insurance Coverage? What is not included? If you own a home, you more than likely have home insurance. Most basic house insurance policies cover certain “named perils,” while excluding other items. A “named peril” in your home insurance policy means a situation that might cause damage to your house that is specifically named
What is comprehensive and collision coverage? If you are in the market for car insurance, you need to know the difference between comprehensive and collision coverage. They are fairly simple to understand, yet are often confused with one another. Maintaining insurance for cars is important in order to protect you in case of an accident, rollover, or an act
What Does Uninsured Motorist Cover and its Benefits When you are building your motorcycle insurance policy, it is important to build a policy that will cover you in various situations. If you are hit by an uninsured motorist, do you know if your motorcycle insurance policy will cover your medical bills? If you do not currently have uninsured motorist
What is Liability Insurance? When it comes to preparing yourself financially, protecting your current status is important. No matter how hard you work, something could go wrong that puts your wealth in jeopardy. Luckily, liability insurance is available to help you in this area. What exactly is liability insurance and how can it help protect you?